The Two Timing Bars
Section 1328(f)(1): No Chapter 13 discharge if the debtor received a Chapter 7, 11, or 12 discharge in a case filed within the preceding 4 years.
Section 1328(f)(2): No Chapter 13 discharge if the debtor received a prior Chapter 13 discharge in a case filed within the preceding 2 years.
Filing Date to Filing Date
Both bars are measured from the filing date of the prior case to the filing date of the current case -- not from discharge date. This is a common misconception that can lead to premature filing and denial of discharge.
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